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Home | Life Insurance | Quotes | Prescriptions | Faq's | Remedies | |
Health Insurance Quotes
Specializing in Michigan and Ohio but available in all 50 states.1-800-510-4474Individual Health Insurance Temporary Health InsuranceGroup Health Insurance Dental Insurance
Term Life InsuranceTerm life insurance covers you for a term of one or more years. Premiums will not increase during the guaranteed premium term you select. It pays a death benefit only if you die during that term. Term insurance generally provides the largest insurance protection for your premium dollar. You can renew most policies for one or more terms even if your health has changed. Each time you renew the policy for a new term, premiums may be higher. The policy remains in force for as long as premiums are current, provided there are no misrepresentations on the application or other defenses to coverage. Coverage terminates if you discontinue premium payments. All term and permanent life insurance policies have a "free look" period. This period may vary by state. During the "free look" period, you may cancel your policy without obligation. See the policy for details. Frequently Asked QuestionsOur most frequently asked question is "How much life insurance do I need?" Here are some things to ask yourself:
As you figure out
what you have to meet these needs, count the life insurance you have now,
including any group insurance where you work or veteran's insurance. Don't
forget Social Security and pension plan survivor's benefits. Add other assets
you have: savings, investments, real estate, and personal property. Which assets
would your family sell or cash in to pay expenses after your
death? Two Ways to Determine Coverage You NeedYour Current InsuranceA. If you currently are covered by another life insurance policy, DO NOT modify or cancel it until your new policy has been issued and the premium received by the insurer. You will be notified when that happens and your new coverage is in effect. Get your Free Life Insurance Quote!
1-800-510-4474
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